About Us

At JHW Insurance Partners LLC, we believe insurance should be simple, personal, and reliable. We’re a locally owned and operated agency dedicated to helping small businesses, families, and individuals find coverage that truly fits their needs.

Our goal is to provide affordable, customized insurance solutions that bring peace of mind and protect what matters most—your health, your family, and your business.

Contact Us

Our Story

My mom and I started our insurance agency after walking through one of the hardest experiences of our lives. When my sister passed away from cancer, we saw firsthand the emotional and financial toll that serious illness can take. Even with health insurance through her employer, the cost of treatment and medications was staggering. I often wondered what it would have been like if she hadn’t had coverage—and honestly, I can’t imagine how we would have managed.

That experience left a deep impression on us. We realized how many people struggle to find coverage that truly protects them, without leaving them buried in debt. Out of that experience, JHW Insurance Partners was born.

Our Mission & Values

Our mission is simple: to make sure no one feels alone or unprotected when facing life’s toughest challenges. We believe everyone deserves access to quality benefits that bring real peace of mind. More than just policies, we build relationships—walking alongside our clients with compassion, understanding, and solutions that fit their needs and their budget.

Our Promise

Insurance isn’t one-size-fits-all—and neither is our personalized approach. We take the time to thoroughly understand your unique situation, explain your available options clearly and in detail, and carefully guide you toward the coverage that works best for your specific needs and circumstances.

Why Choose Us

Compassionate, Personalized, Reliable

  • We Listen: Your needs and concerns come first.

  • We Explain: Clear, simple guidance so you understand your options.

  • We Protect: Solutions that fit your life and your budget.

  • We Care: Support you can trust, every step of the way.

Every day, we carry my sister’s memory with us—she is the reason helping others find the right protection is at the heart of everything we do.

JHW Insurance Partners: More than insurance—guidance, care, and peace of mind when you need it most.

Portrait of a middle-aged woman with short blonde hair, wearing a pink top with gold embellishments on the shoulders, against a dark background.
A woman with long blonde hair smiling, wearing a light-colored blouse with a necklace against a dark background.
A woman with long blonde hair smiling, wearing a black blazer and red top, against a plain white background.
  • CO-FOUNDING PARTNER/BROKER

    Hi, I’m Amy—co-founder of JHW and benefits consultant with a heart for people.

    Before JHW came to life, I started my career in the insurance world, diving into coding and billing. It was a solid foundation, but I quickly realized that billing wasn’t where my passion lived. I wanted to do more—to connect with people, to help them feel supported and informed. That spark led me to a role as a broker’s assistant, and I absolutely loved it. From there, I earned my license, stepped into the broker role, and eventually took a leap of faith to start something of my own. With the encouragement of my amazing parents and a trusted business partner, JHW was born.

    At JHW, my role is all about making the complicated feel simple. I bring a background in benefits consulting and a knack for creating materials that truly resonate. Whether I’m building a guide, writing client-facing content, or shaping internal messaging, I aim for that sweet spot where clarity meets compassion.

    A little humor goes a long way. So does listening. And when things get messy, I lean on intuition, empathy, and a deep understanding of what people need—because insurance isn’t just about coverage. It’s about connection.

  • PARTNER/ BROKER

    Hi, I’m Alicia—and I’m here to make insurance feel a little less overwhelming and a lot more human.

    I’ve always believed that people deserve to feel comfortable, informed, and supported—especially when navigating something as personal and complex as insurance. I’m the kind of person who loves a good conversation, and I make it a point to create space where questions are always welcome and no one feels rushed or dismissed. My goal is simple: to help you feel at ease, understood, and empowered.

    I absolutely love helping people feel smart, supported, and seen—especially when it comes to the often confusing world of insurance and employee benefits. I’m a strategic communicator who thrives on turning complex jargon into clear, relatable language, transforming spreadsheets into stories, and making meetings moments where trust is built and strengthened.

    Outside of work, I find joy in the art of thoughtful connection. Whether I’m exploring new places with loved ones, diving into meaningful conversations, or soaking in the sights and sounds of fresh experiences, my free time is all about curiosity, creativity, and cherishing the human moments that make life truly memorable.

    Together with my team, we’re here to make insurance feel less like a maze and more like a conversation—with clarity, care, and a little bit of heart.

  • CO-FOUNDING PARTNER/MANAGER

    Hi, I’m Lin—and compassion, clarity, and care are at the heart of everything I do.

    With over 40 years of experience as a registered nurse—most of it spent working closely with health insurance—becoming an independent broker felt like a natural next step. I started our brokerage with my daughter, Amy, blending my clinical insight with her fresh perspective and creative energy. Together, we set out to build something meaningful.

    After losing my youngest daughter to cancer, my purpose became even clearer: to educate and empower clients so they can make informed decisions about their health coverage. We believe that understanding your options leads to peace of mind—and that everyone deserves to feel supported, heard, and cared for.

    At our brokerage, we focus on building lasting relationships. We take the time to translate complex insurance language into something clear and approachable, making sure our clients feel confident every step of the way. This mission not only honors my daughter’s memory—it reflects our deep commitment to making a positive impact.

    Amy brings her own expertise and youthful spark, while Aicia adds warmth and a friendly touch that makes every conversation feel personal. Together, we create a welcoming space where clients feel comfortable asking questions and sharing concerns.

    As we continue to grow, we’re inspired daily by the strength and resilience of those we serve. Our goal is simple: to offer compassionate, comprehensive guidance—and to be trusted partners in your health journey.

Get in Touch with Us Today

Whether you have questions about your coverage, need help navigating your options, or just want to talk things through—we’re here for you. At JHW, we believe in clear communication, honest guidance, and building relationships that last.

Phone: 636-265-0995
Email:
team@jhwinsurancepartners.com
Location: 1360 S 5th Street, Suite 290
St. Charles, MO 63301
Hours: Mon- Fri 10am- 4pm

Feel free to reach out—we’re always happy to help. Let’s make insurance feel less like a chore and more like a conversation.