Privacy Policy

Last updated: April 9, 2025

JHW Insurance Partners LLC prioritizes the privacy of its users. This Privacy Policy ("Policy") aims to clarify how we gather and utilize personal information from visitors to our website or those who use our online services, along with what we will and will not do with that information. Our Policy has been crafted to demonstrate our commitment to not only meet but exceed current privacy standards.

We reserve the right to modify this Policy at any time. To stay informed about any updates, we recommend regularly checking this page. If JHW Insurance Partners LLC decides to use personally identifiable information in a manner significantly different from what was initially stated during its collection, we will promptly notify users via email. At that time, users will have the option to consent to this different use of their information.

This Policy is applicable to JHW Insurance Partners LLC and governs all data collection and usage practices. By using jhwinsurancepartners.com, you consent to the data collection procedures outlined in this Policy.

Please be aware that this Policy does not govern the information collection and use practices of companies not controlled by JHW Insurance Partners LLC or individuals not employed by us. If you visit a linked website, we encourage you to review its privacy policy before providing any personal information. It is advisable to examine the privacy policies of any website you visit to better understand how they collect, use, and share information.

This Policy specifically informs you about the following:

1. The types of personally identifiable information we collect from you.

2. The reasons for collecting personally identifiable information and the legal basis for this collection.

3. How we utilize the collected information and with whom it may be shared.

4. The choices available to you concerning the use of your data.

5. The security measures in place to protect your information from misuse.

Information We Collect

You have the choice to disclose personally identifiable information to us; however, if you choose not to, we reserve the right not to register you as a user or provide our products or services. This website collects various types of information, including:

• Information you voluntarily provide, such as your name, address, email address, and billing or credit card details, which may be used for purchases and to deliver requested services.

• Information collected automatically during your visit, which may include cookies, third-party tracking technologies, and server logs.

Additionally, JHW Insurance Partners LLC may collect non-personal anonymous demographic details, such as age, gender, income, political affiliation, race, and religion, as well as browser type, IP address, and operating system, to enhance our service quality.

We may also track websites frequented by our users to identify popular services and products among customers and the general public.

Rest assured, we will only collect personal information that you knowingly and willingly provide through surveys, membership forms, and emails. Our intention is to use this information solely for the purposes for which it was collected, along with any additional uses expressly outlined in this Policy.

Why We Collect Information and For How Long

We collect your data for several reasons, including:

• To better understand your needs and provide you with services.

• To fulfill our legitimate interest in enhancing our services.

• To send you promotional emails with information we believe you may find valuable, provided we have your consent.

• To contact you for surveys or other market research when we have your consent.

• To customize our website based on your online behavior and preferences.

Your data will be stored only as long as necessary. The duration of retention will be determined by factors such as the relevance of your information, the time required to maintain records of our obligations, any applicable limitation periods for claims, legal requirements, the nature of our contract with you, your consent, and our legitimate interest in retaining such information as specified in this Policy.

Use of Information Collected

JHW Insurance Partners LLC does not sell, rent, or lease its customer lists or names to third parties.

We may collect and utilize personal information to operate our website and ensure the delivery of requested services. Occasionally, we may need to use personally identifiable information to inform you of other products or services available from JHW Insurance Partners LLC.

We may also reach out to you regarding surveys and research questionnaires about your opinions on current or potential services.

Additionally, JHW Insurance Partners LLC uses various third-party social media features, such as Facebook, Instagram, X/Twitter, Snapchat, TikTok, LinkedIn, YouTube, and other interactive programs. These may collect your IP address and require cookies for proper functionality. These services are governed by the privacy policies of their providers and are outside the control of JHW Insurance Partners LLC.

Disclosure of Information

JHW Insurance Partners LLC may use or disclose your information only under specific circumstances, such as:

• As necessary to provide services or products you have requested.

• In other ways described in this Policy or as you have authorized.

• In aggregate form, so that your identity cannot be reasonably identified.

• As required by law or in response to a subpoena or search warrant.

• To outside auditors who have agreed to keep the information confidential.

• As necessary to enforce our Terms of Service.

• As necessary to safeguard and preserve the rights and property of JHW Insurance Partners LLC.

Non-Marketing Purposes

We highly value your privacy and maintain the right to contact you for non-marketing purposes, such as bug alerts, security breaches, account issues, and updates regarding JHW Insurance Partners LLC products and services. In certain situations, we may post notices on our website, in newspapers, or through other public means.

Children Under the Age of 13

The JHW Insurance Partners LLC website is not intended for children under the age of thirteen (13), and we do not knowingly collect personally identifiable information from them. If we discover that we have inadvertently collected such information, we will take immediate steps to delete it from our database or, alternatively, obtain verifiable parental consent for its use and storage. Any child under thirteen (13) must seek parental or guardian permission to use this website.

Unsubscribe or Opt-Out

All users and visitors to our website can choose to stop receiving communications from us via email or newsletters. To unsubscribe, please send an email indicating your desire to opt-out to support@jhwinsptnrs.com. To unsubscribe from any third-party websites, please visit that specific site for instructions. JHW Insurance Partners LLC will continue to adhere to this Policy concerning any previously collected personal information.

Links to Other Websites

Our website contains links to affiliate and other websites. JHW Insurance Partners LLC does not claim responsibility for the privacy policies or practices of those websites. We encourage users and visitors to be aware when leaving our site and to read the privacy statements of any website that collects personally identifiable information. This Privacy Policy applies solely to information collected by our website.

Notice to European Union Users

JHW Insurance Partners LLC primarily operates in the United States. If you provide us with information, it will be transferred out of the European Union (EU) to the United States. The adequacy decision on the EU-US Privacy Shield became operational on August 1, 2016, which protects the fundamental rights of EU individuals whose personal data is transferred to the United States for commercial purposes. It allows for the free transfer of data to US companies certified under the Privacy Shield. By providing personal information, you consent to its storage and use as described in this Policy.

Security

JHW Insurance Partners LLC takes measures to protect your information. When you submit sensitive information through our website, both online and offline protections are in place. Sensitive information, such as credit card data, is encrypted and transmitted securely. You can confirm this by looking for a lock icon in the address bar and “https” at the beginning of the webpage address.

While we use encryption to safeguard sensitive information transmitted online, we also protect your information offline. Access to personally identifiable information is limited to employees who need it for specific tasks (e.g., billing or customer service). Computers and servers storing this information are maintained in secure environments to prevent loss, misuse, unauthorized access, disclosure, or modification.

The company also employs Secure Socket Layer (SSL) for authentication and private communications to foster user trust and confidence in internet and website use, ensuring secure access and communication of credit card and personal information.

Acceptance of Terms

By using this website, you accept the terms and conditions outlined in this Privacy Policy Agreement. If you do not agree with our terms, please refrain from using our sites. Your continued use of our website following any updates or changes to our terms constitutes your agreement to those changes.

How to Contact Us

If you have any questions or concerns regarding this Privacy Policy Agreement, please contact us at the following:

Email: support@jhwinsptnrs.com

Telephone: 636-265-0995

Mailing Address:
JHW Insurance Partners LLC
1360 S. 5th Street
Suite 290
St. Charles, Missouri 63301
United States

GDPR Disclosure:

If you affirmatively answered “yes” to whether your website complies with the General Data Protection Regulation (GDPR), the above Privacy Policy includes relevant language for compliance. However, to fully comply with GDPR regulations, your company must fulfill additional requirements, including: (i) assessing data processing activities to enhance security; (ii) having a data processing agreement with third-party vendors; (iii) appointing a data protection officer to monitor GDPR compliance; (iv) designating a representative based in the EU under certain conditions; and (v) establishing a protocol for handling potential data breaches. For more details on achieving full GDPR compliance, please visit the official website at http://gdpr.eu. FormSwift and its subsidiaries are not responsible for determining your company's GDPR compliance or any potential liabilities arising from GDPR issues.

COPPA Compliance Disclosure:

This Privacy Policy assumes that your website is not aimed at children under the age of 13 and does not knowingly collect personal identifiable information from them. If this is inaccurate for your website or online service, and you do collect such information, please ensure compliance with all COPPA regulations to avoid potential legal actions, including civil penalties.

To be fully compliant with COPPA, your website or online service must meet additional requirements, such as: (i) posting a privacy policy that describes your practices and those of any others collecting personal information on your site; (ii) including a prominent link to your privacy policy wherever personal information is collected from children; (iii) detailing parental rights regarding the collection of children’s information; (iv) providing direct notice to parents about your information practices before collecting data from children; and (v) obtaining verifiable parental consent before collecting, using, or disclosing personal information from a child. For further information on ensuring your website or online service complies with COPPA, please visit https://www.ftc.gov/tips-advice/business-center/guidance/childrens-online-privacy-protection-rule-six-step-compliance. FormSwift and its subsidiaries are not responsible for determining your company's COPPA compliance or any potential liabilities related to COPPA issues.