Unlock the Benefits of Group Life
& Disability Insurance
Why Choose Group Life Insurance?
Group life insurance is a powerful, low-cost benefit that demonstrates your commitment to employee well-being.
✔️ Cost-Effective & Tax-Deductible
✔️ Financial security for employees’ families
✔️ Helps with funeral costs, debt, mortgage, and education expenses
✔️ Easy-to-administer with options for basic, voluntary, and accidental death coverage
✔️ Free enrollment and claims support from our licensed agents
Why Partner with JHW Insurance Partners?
We specialize in helping small and mid-sized businesses offer comprehensive, competitive benefits that attract and retain talent.
✔️ Customized Plans tailored to your team’s needs and budget
✔️ Expert Guidance—from plan design to employee onboarding
✔️ Seamless Integration with your existing benefits package
✔️ Ongoing Support for HR teams and employees
“Enhancing your benefits package doesn’t have to break your budget—it just takes the right partner.”
Secure Your Team. Strengthen Your Business.
Why Group Disability Insurance Matters
More than 1 in 4 young workers will experience a disability during their career. Group disability insurance offers critical income protection—supporting employees through injury, illness, and recovery.
Short-Term Disability (STD)
✔️ Replaces up to 60% of pre-disability income
✔️ Covers initial weeks or months of disability
✔️ Supports recovery from injuries or short-term illness
Long-Term Disability (LTD)
✔️ Takes over once STD benefits end
✔️ Provides ongoing income replacement for serious conditions
✔️ Covers chronic illness, cancer, mental health, and more
🛡️ Protect your workforce while promoting loyalty and security.
Take the Next Step Today
Don't wait to strengthen your benefits package and protect your team. Secure their future. Protect your business. Let’s build a stronger tomorrow—together.
📍 JHW Insurance Partners LLC
📞 (636)265-0995
📧 team@jhwinsurancepartners.com