Trusted Insurance Solutions for Businesses, Families & Individuals

At JHW Insurance Partners LLC, we provide affordable, personalized employee benefits for small businesses with 2–50 employees. We also assist individuals and families. Our goal is to help you offer quality coverage that keeps your team safe, satisfied, and loyal—
while staying within
your budget.

Insurance Solutions Tailored to Your Needs

Insurance Solutions Made simple for Small Businesses & Families

Affordable, Reliable coverage in Missouri and Illinois—tailored to your needs. We offer comprehensive options for individuals, families, and small businesses, with Personalized service from licensed brokers who work for you every step of the way.

Clear Options – Simple choices without the confusion.

Local Advisors – Friendly experts right in your community.

Personalized Solutions – Coverage that fits your life or business.

Year-Round Support – Help whenever you need it.

Questions? We’re here to help.
+636-265-0995

We provide insurance solutions tailored to the unique needs of our diverse clients across Missouri and Illinois.

Who We Serve

Small Businesses
Group benefit solutions thoughtfully designed to attract and retain talented and dedicated employees.

Startups & Entrepreneurs
Affordable health and life insurance for small teams without needing a big group plan. Simple plans for new, small groups.

Nonprofits & Organizations
Community-based organizations truly deserve access to quality benefits as well, ensuring their teams receive the support and coverage they need.

Individuals & Families
Coverage protecting your health and finances at every life stage. Marketplace guidance, private plans, and supplements.

Let’s work together to find the perfect coverage that meets your needs! Give us a call today and get started:

+636-265-0995

Comprehensive plans and options for small businesses, families, and Individuals across Missouri & Illinois.

Our Services

Health Insurance
Individual, family, and employer plans that fit your budget. We offer marketplace and private options for individuals, families, and small businesses. We help you find affordable coverage.

Small Business / Group health Benefits
Customizable benefits designed to effectively support your employees and help strengthen the overall growth and success of your business.

Life & Disability
Protect loved ones with term, whole, or group life insurance tailored to your needs. Short- and long-term disability coverage offers income protection during illness or injury.

Accident & Supplemental Plans
Affordable add-ons like dental and vision to keep your family healthy and seeing well. Accident, critical illness, and hospital plans to cover what your health insurance doesn’t.

Need guidance? We’ve got you covered!

Call us today and connect with a friendly, knowledgeable local advisor ready to assist you. Our team offers personalized guidance to meet your needs. For questions or expert advice, our advisors are here to help. Experience excellent service and solutions that matter. Contact us anytime for the support you deserve.

Office
1360 S 5th Street, Suite 290
Saint Charles, MO 63301

Contact
Phone: 636-265-0995
Email: team@jhwinsurancepartners.com

Call us at 636-265-0995 or
schedule a call.

1. Schedule a Call

Start with a quick discovery call to share your needs and goals.

How It Works

2. Explore Options

We’ll review available plans and recommend solutions tailored to you.

3. Get Covered

Choose your plan and enjoy peace of mind knowing you’re protected.

We’re more than just insurance brokers — we’re your partners in protecting what matters most.

Why Choose Us

Local Expertise
Deep knowledge of Missouri and Illinois insurance markets to find the best plans for you.

Personalized Service
We listen to your needs and create tailored solutions that fit your life and budget.

Trusted Guidance
We walk you through every step, making complex insurance decisions simple and clear.

Ongoing Support

We’re here long after enrollment to help with claims, renewals, and adjustments.

  • No. Our broker services are free to you—we’re compensated by insurance carriers.


  • Yes. We offer solutions for small businesses, families, self-employed individuals.

  • We proudly serve clients across Missouri and Illinois, but are local to St. Charles, MO.

  • In many cases, coverage can begin as soon as the next month following enrollment, if enrollment is completed by the 15th of the following month.

Frequently Asked Questions

"Friendly, professional, and efficient service. I highly recommend JHW Insurance to anyone looking for coverage."

Alicia D., Illinois

"I was overwhelmed with all the insurance options out there, but JHW Insurance made it so simple and stress-free."

Michael B., Missouri

Great service from start to finish. They patiently answered all of my questions and took the time to help me fully understand my available choices.

Linda G., Illinois

Ready to Get Started?

Call Us or Schedule a quick call today to discuss your coverage options.